Buy to Let

Buying a property so you can rent it out provides a steady income and in the long term it has potential for capital growth.

There are 3 main differences of buy to let mortgages. The rent potential, the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income. The Interest Rates as buy to let mortgages do normally have a higher interest rate. Your deposit amount a lender often expects a deposit of 20% or 25% of the property's value.

Being a landlord can be complicated and possibly risky. There are no guarantees that property price will rise.


Some lenders now see gaining income from the renting out property is seen as a good investment

Buy-to-let mortgages have been on offer in the UK since the late nineties; they are specifically designed for investors to borrow money to purchase property in the private rented sector in order to let it out to tenants.


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